FHA Loans
FHA loans are government-insured mortgages that may provide flexible qualification options for eligible owner-occupants. Dan will explain what may be required and how the program compares with other loan options.
Why borrowers choose FHA
Flexible qualification
FHA guidelines may provide more flexibility on credit and debt profile than certain other programs, subject to eligibility.
Gift funds may be allowed
Down-payment and closing-cost funds may come from approved sources, subject to documentation.
Owner-occupant focused
Designed for buyers purchasing a primary residence they intend to occupy.
Frequently asked
Is FHA only for first-time buyers?+
No. FHA is available to any eligible owner-occupant buyer, not just first-time buyers.
Does FHA require mortgage insurance?+
FHA loans include mortgage insurance premiums. Dan will explain how they factor into your estimated monthly payment.
Let's review your loan options.
Start with a conversation with Dan about your goals, budget, property, and next steps. He will explain the available loan options and help you understand the estimated payment, cash needed at closing, and qualification requirements. No obligation. No jargon. Just clear answers based on your situation.
Prefer to talk now? Call or text Dan at (248) 789-6923.