Michigan Mortgage Rates

Today's Michigan mortgage rates.

A live snapshot of the rates Dan is quoting Michigan buyers and homeowners this week. Your exact rate depends on credit, down payment, property type, and lock period - call for a same-day quote.

Loan ProgramRateAPR
30-Year Fixed Conventional6.75%6.88%
15-Year Fixed Conventional5.99%6.18%
FHA 30-Year Fixed6.50%7.42%
VA 30-Year Fixed6.25%6.55%
USDA 30-Year Fixed6.50%6.78%
Jumbo 30-Year Fixed6.99%7.08%
7/6 ARM Conventional6.25%6.95%

Rates shown are illustrative samples for well-qualified borrowers in Michigan and are not a commitment to lend. Actual rate, APR, and payment depend on credit score, loan amount, loan-to-value, property type, occupancy, and lock period. NMLS NMLS #173443. Equal Housing Lender.

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Posted rates ≠ your rate.

Online rate tables are a starting point. Dan will pull a soft credit check and price your scenario against multiple investors to find the best rate available today.

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Start with a conversation with Dan about your goals, budget, property, and next steps. He will explain the available loan options and help you understand the estimated payment, cash needed at closing, and qualification requirements. No obligation. No jargon. Just clear answers based on your situation.

Prefer to talk now? Call or text Dan at (248) 789-6923.